Identity theft is on the rise and can happen to anyone. Below are the steps you should take if you suspect you have been a victim of identity theft:

  1. File a police report with your local police jurisdiction.
    1. Unincorporated Jefferson County, Arvada and Golden residence can report online via that agency’s website.
    2. Lakewood and Wheat Ridge citizens can file the report over the phone.
  2. Report identity theft to Federal Trade Commission.  The FTC’s website includes valuable resources about how to recover from identity theft and protect your identity.
  3. You can also file a report with the Internet Crime Complaint Center at gov, run by the FBI.
  4. If it is an unemployment claim file report with State of Colorado Division of Labor https://cdle.colorado.gov/fraud-prevention.
  5. Change passwords to accounts associated to your financial institutions and Credit Cards.
  6. Contact the three consumer credit bureaus and put a fraud alert on your name and Social Security number (SSN). It may be an automated system, so you might not be able to speak with a live person, and you will have to enter your Social Security Number and date of birth.

Credit Bureau Contact Info:
Equifax: 1-800-525-6285
Experian: 1-888-397-3742
TransUnion: 1-800-680-7289

It is important to regularly review your credit reports from each of the three credit bureaus. Each report will look different and may contain different information. If you discover any incorrect or fraudulent information on your credit report, you should dispute it with the credit bureau directly. Normally, you can receive one free copy of your credit report each year from each credit bureau. Due to increased fraud during the COVID-19 pandemic, each of the three credit bureaus is offering free weekly credit reports via annualcreditreport.com.

Most agencies dispatched by Jeffcom 911 have links and important information on their websites related to fraud and identity theft to help citizens through this process.